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Insurance
J&P Cycles® offers a comprehensive insurance program with a number of supplemental options. We also offer Flex Spending Accounts to assist with medical and dependant care expenses throughout the year.
Eligibility for the following benefits begins on the 1st of the month following 90 days of full-time employment.
Benefits
Medical Coverage- an optional benefit that provides medical and prescription drug coverage. J&P pays the majority of this benefit and your share is deducted for you from your paycheck on a pretax basis.
Dental Coverage- an optional benefit. J&P pays the majority of this benefit and your share is deducted from your paycheck on a pretax basis.
Short Term Disability- a benefit paid in full by J&P, this benefit will offset lost finances in the event of an unplanned accident or planned surgery.
Long Term Disability- a benefit paid in full by J&P, this benefit is a continuance of Short Term Disability in the event your illness or accident causes you to be off work longer than the 13 weeks covered by Short Term disability.
Basic Life Insurance- a benefit paid in full by J&P, this coverage provides a benefit of $20,000 in the event of your death.
Supplemental Life Insurance- this is an optional benefit that affords financial protections for you and your eligible family members in the event of death. This is paid by the employee and deducted from your paycheck on a post tax basis.
Vision Coverage- an optional benefit that provides vision coverage. This is paid by the employee and deducted from your paycheck on a pretax basis.
FSA- Medical Reimbursement Account- an optional benefit that allows you to set aside up to $5000 per calendar year for out-of-pocket health care expenses through a pre-tax payroll deduction, Paid by employee.
FSA- Dependent Care Reimbursement Account- an optional benefit that allows you to set aside up to $5000 per calendar year, through a pretax payroll deduction, to pay for dependent care expenses. Paid by employee.
AFLAC Insurance- an optional benefit which allows you to purchase supplemental insurance coverage in the areas of cancer, hospital protection, accident, short term disability, and sickness. This is paid by the employee and deducted from your paycheck on a pre-tax basis.